Built for the Philippine peso — works fully offline

The more you track, the better you save

Pitaka is a budgeting wallet that tracks every peso in and out — savings, debts, bills — without ever needing a signal, an account, or your data leaving your phone.

₱0sent to any server
0%offline, PIN-locked
0tools in one wallet
Pitaka home dashboard
Inc: ₱9,423.00
PIN + biometric
Budgets that reset themselves Savings milestones with real deadlines Debt & ledgers for money owed and lent Offline AI reads your spending, not the internet PDF, CSV, Excel, QR exports on demand Budgets that reset themselves Savings milestones with real deadlines Debt & ledgers for money owed and lent Offline AI reads your spending, not the internet PDF, CSV, Excel, QR exports on demand
What's inside

Six drawers in one wallet.

Everything a paper ledger did for your parents, redrawn for a phone screen — plus the parts paper could never do.

Daily budget performance

A live score out of 100 that moves with every peso you log.

Budget Master screen

Savings & milestones

Set targets and deadlines, drop spare pesos in whenever you have them.

Savings screen

Debt & ledgers

Track what you owe and what's owed to you — the utang list, organized.

Debt screen

Offline AI companion

Ask Pitaka Bot for spending diagnostics computed entirely on your device.

AI companion screen

Financial reports

Daily, weekly, monthly, yearly breakdowns built the way an accountant would keep it.

Reports screen

Export anywhere

PDF, CSV, Excel, or move everything between phones with a QR scan.

Backup screen
Security shield

Your wallet, sealed shut.

No sign-up, no server, no account to hack. Everything stays sandbox-encrypted on your device.

Sandbox-encrypted storage

Nothing is transmitted to leave your phone.

4-digit PIN every launch

Locks the moment you close it.

Biometric bypass

Fingerprint unlock for speed.

Offline recovery backups

A lost phone doesn't mean a lost ledger.

Security screen
Getting started

Three taps to your first balance.

01 — Set up

Create a wallet profile

Personal, business, or both — each keeps its own budgets separate.

02 — Log

Add income and expenses

A tap logs the amount and category. Pitaka scores your day automatically.

03 — Understand

Ask the offline companion

Get a plain-language diagnostic of where your money went.

"Every peso counts — logging it today keeps the whole ledger honest tomorrow."

— the quiet nudge Pitaka gives you, daily
₱0
saved toward goals this cycle,
fully tracked on-device

Your money already trusts you.
Now your wallet keeps it that way.

No account. No cloud. No ads. Just a ledger that stays with you.

Developer

Built by students, for everyone.

PITAKA is an independent offline budgeting app for Filipinos to manage finances privately.

Lead Developer

Jules Eliot Lozada

Current Status

Open Beta Testing

Mission

Make personal finance accessible, secure, and fully offline.

Contact

Get in touch.

Questions, suggestions, or bugs? We'd love to hear from you.

Email

pitaka.app2026@gmail.com

Facebook

facebook.com/pitaka-app

Bug Reports

Report bugs or send feature suggestions to the dev team.